Financial Freedom - Reality Or Dream?

The 40 by 40 plan - working 40 hours a week for 40 years is the recipe for financial freedom and success - the long, happy retirement - it is what we are taught from our earliest memories, we spend years in school and study to live this ideal.

Yet only 5% of people can have a retirement that is rewarding, the rest are dead or eating dog food. The stats are inside, read on...